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Disclosures & Licenses
FastFind™ is neither a mortgage lender nor a mortgage broker.
FastFind™ does not make your loans. We only provide you with
lenders in our network that might meet your needs based on the information
provided by you. FastFind™ does not, and will not, make any loan or
credit decision with any lender or broker what we had referred you to.
There are no obligations to use any of the lenders or brokers that
FastFind™ matches you up with. FastFind™ Financial's service
is free to you the consumer, searching for a loan.
FastFind™ Federal Disclosures
FastFind™ State Discolsures
FastFind™ Legal
Information
FastFind™ Additional Disclosures
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| Federal Disclosures |
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We Do Business in Accordance With
the Federal Fair Housing Law
(The Fair Housing Amendments Act of 1988)
It is Illegal to Discriminate Against Any Person Because of
Race, Color, Religion, Sex, Handicap, Familial Status, or National Origin.
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In the sale or rental of housing or residential lots
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In advertising the sale or rental of housing
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In the financing of housing
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In the provision of real estate brokerage services
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In the appraisal of housing
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Blockbusting is also illegal
Anyone who feels he or she has been discriminated against
may file a complaint of housing discrimination:
1-800-669-9777(Toll-Free)
1-800-927-9275 (TDD)
U.S. Department of Housing and Urban Development
Assistant Secretary for Fair Housing and Equal Opportunity
Washington, D.C. 20410
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| State Licenses
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FastFind™'s State Disclosure Requirements
FastFind™ is a licensed mortgage broker. The
following states require disclosure of licensing information.
To view our licenses in a particular state or all states, use the pull down
menu:
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| Additional
Disclosures |
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Interest-Only Loan vs. Traditional 30-year Fixed*
| Loan Amount
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30-Year Payment at 6%
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Interest Only Payment
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Annual Difference
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Difference Over 3 Years
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| $150,000 |
$900 |
$550 |
$4,200 |
$12,600 |
| $200,000 |
$1,200 |
$690 |
$6,120 |
$18,360 |
| $300,000 |
$1,800 |
$1,050 |
$9,000 |
$27,000 |
| $500,000 |
$3,000 |
$1,700 |
$15,600 |
$46,800 |
*Rate is variable and subject to change. After the
initial, fixed-rate period, the assumed rate adjusts every 6 months. The
interest-only payment on a 30-year $200,000 3-year Adjustable Rate Loan at 4.0%
and 80% LTV would be $645.83 with 1.875 points due at closing. After 3
years, the interest payment is $812.50. After 10 years, the principal and
interest payment is $1306.15. The Annual Percentage Rate is 4.865%.
Rates could change daily. Actual payments will vary based on
individual situation and current rates.
FastFind™ is not the lender or broker. This
is not an application for a mortgage loan, nor is it used to pre-qualify you
with any lender or broker. If you are contacted by a lender or broker
advertising within our network, your quoted rate may be higher, depending on
your credit score, loan-to-value ratio, debt-to-income ratio, and other
factors. Not available in all states. Rates and terms are the
responsibility of the participating lenders and not all FastFind™ lenders
offer this or other products with interest-only options.
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